{"id":10774,"date":"2018-05-02T04:51:50","date_gmt":"2018-05-02T09:51:50","guid":{"rendered":"https:\/\/businessriskpa.wpenginepowered.com\/?page_id=10774"},"modified":"2019-02-08T13:14:39","modified_gmt":"2019-02-08T18:14:39","slug":"industry-specific-employment-practices-liability-2","status":"publish","type":"page","link":"https:\/\/businessriskpartners.com\/?page_id=10774","title":{"rendered":"Industry-Specific Employment Practices Liability"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row inner_container=&#8221;true&#8221; no_margin=&#8221;true&#8221; padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; class=&#8221;rev_head&#8221; bg_image=&#8221;10876&#8243; bg_video=&#8221;&#8221; style=&#8221;&#8221;][vc_column fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/1&#8243;]<h1  class=\"h-custom-headline rev_h1 h1\" ><span>\n<p class=\"p1\"><span class=\"s1\">Industry-Specific Employment Practices Liability<\/span><\/p>\n<\/span><\/h1>[\/vc_column][\/vc_row][vc_row inner_container=&#8221;true&#8221; padding_top=&#8221;15px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; bg_video=&#8221;&#8221; class=&#8221;&#8221; style=&#8221;&#8221;][vc_column fade_animation=&#8221;in&#8221; fade_animation_offset=&#8221;45px&#8221; width=&#8221;2\/3&#8243;]<h4  class=\"h-custom-headline h4\" ><span>Unique industry Challenges. Total Customization.<\/span><\/h4><p>We all know if you have employees or potential employees, you have exposure to liability from them from abusive and hostile workplace to zealots promoting religion in the office. Certain industry segments have unique employment exposures that traditional EPLI policies do not address. Business Risk Partners has developed solutions for several of these unique exposures with specially tailored policies to meet the needs of these industries, including law firms, staffing firms, and professional employer organizations (PEOs). For larger firms, we can also customize an EPL policy for you.<\/p>\n<p><strong><u>Law Firms<\/u><\/strong> \u00a0<\/p>\n<p>Includes\u00a0Partner vs. Partner and failure to make partner. Split retentions also available for attorneys versus staff.<\/p>\n<p><strong><u>Staffing\u00a0Firms<\/u><\/strong><u>\u00a0<\/u><\/p>\n<p>Separate insuring agreements for\u00a0temps! Our form offers three insuring agreements: 1. In-house employees; 2. Temporary workers against the insured; 3. Temporary workers against the client company. Unique definition of discrimination to include recruitment, selection and placement of temps.<\/p>\n<p><strong><u>Professional Employer Organizations<\/u><\/strong><\/p>\n<p>We offer a broad definition of employee, including volunteers, all staff members (full time, part time, seasonal, temporary), leased employees and independent contractors\u00a0<em>as well as \u201cjoint employees\u201d, and people claiming to be employees<\/em>!<\/p>\n<p>Client company coverage included on an automatic basis.\u00a0Separate limits available for client companies.<\/p>\n<p>Features like branded loss control portal that includes newsletters with the PEO\u2019s logo to its client companies can be included.<\/p>\n<p>Privacy, Immigration and Wage &amp; Hour (W&amp;H) coverage available for each, all with free loss control.<\/p>\n<p><strong>Still did not find what you are looking for? <\/strong><\/p>\n<p>For larger insureds, 750 or more employees, we can work with you to customize an EPL product to meet your needs. Starting with a broad definition of \u201cWrongful Employment Practice\u201d the form includes 20 causes of loss. W&amp;H, Immigration, Privacy Violations, Employment Event can be added, and even defense outside the limit. Appropriate risk management procedures can trigger retention credits of 10-50%. Free\u00a0unlimited HR support by phone\/e-mail, access to state-specific online content for all 50 states,\u00a0online training, and toll-free Employee Complaint hotline.<\/p>\n[\/vc_column][vc_column fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/3&#8243;]<h4  class=\"h-custom-headline h4\" style=\"margin-top: 10px;\"><span>Industry-Specific EPL<\/span><\/h4><ul id=\"\" class=\"x-ul-icons\" style=\"\" ><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/?page_id=11112\">Applications &amp; Sample Policies<\/a><\/li><\/ul>[vc_row_inner padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; class=&#8221;team&#8221;][vc_column_inner fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/1&#8243;]<h5  class=\"h-custom-headline h5\" ><span>\n<h6><a title=\"Management Liability \u2013 Crime, D&amp;O, EPL and Fiduciary Liability\" href=\"https:\/\/businessriskpartners.com\/?page_id=8449\">Meet the Team<\/a><\/h6>\n<\/span><\/h5>[\/vc_column_inner][\/vc_row_inner][vc_row_inner padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; class=&#8221;mtn, coverage&#8221;][vc_column_inner fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/1&#8243;]<h4  class=\"h-custom-headline h6\" style=\"margin-top: 10px;\"><span>Complementary Coverages:<\/span><\/h4><ul id=\"\" class=\"x-ul-icons\" style=\"\" ><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a title=\"Employment Practices Liability (EPL)\" href=\"https:\/\/businessriskpartners.com\/?page_id=6757\">Directors &amp; Officers (D&amp;O)<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a title=\"Fiduciary Liability\" href=\"https:\/\/businessriskpartners.com\/?page_id=6762\">Fiduciary Liability<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a title=\"Crime\" href=\"https:\/\/businessriskpartners.com\/?page_id=6764\">Crime<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/?page_id=9481\">Excess Management Liability<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/?page_id=6734\">Professional Liability <\/a><\/li><\/ul>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row padding_top=&#8221;15px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221;][vc_column fade_animation=&#8221;in&#8221; fade_animation_offset=&#8221;45px&#8221; width=&#8221;2\/3&#8243;][\/vc_column][vc_column fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row inner_container=&#8221;true&#8221; no_margin=&#8221;true&#8221; padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; class=&#8221;rev_head&#8221; bg_image=&#8221;10876&#8243; bg_video=&#8221;&#8221; style=&#8221;&#8221;][vc_column fade_animation_offset=&#8221;45px&#8221; width=&#8221;1\/1&#8243;][\/vc_column][\/vc_row][vc_row inner_container=&#8221;true&#8221; padding_top=&#8221;15px&#8221; padding_bottom=&#8221;0px&#8221; &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"footnotes":""},"class_list":["post-10774","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/10774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10774"}],"version-history":[{"count":0,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/10774\/revisions"}],"wp:attachment":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}