{"id":14879,"date":"2026-07-28T10:58:14","date_gmt":"2026-07-28T15:58:14","guid":{"rendered":"https:\/\/businessriskpartners.com\/?page_id=14879"},"modified":"2026-08-04T14:22:17","modified_gmt":"2026-08-04T19:22:17","slug":"manufacturers-eo","status":"publish","type":"page","link":"https:\/\/businessriskpartners.com\/?page_id=14879","title":{"rendered":"Cyber Liability"},"content":{"rendered":"<div id=\"cs-content\" class=\"cs-content\"><div class=\"x-section e14879-e1 mbhb-0 mbhb-1\"><div class=\"x-bg\" aria-hidden=\"true\"><div class=\"x-bg-layer-lower-image\"><\/div><\/div><div class=\"x-row x-container max width e14879-e2 mbhb-3 mbhb-4 mbhb-5 mbhb-7 mbhb-8\"><div class=\"x-row-inner\"><div class=\"x-col e14879-e3 mbhb-b mbhb-c\"><div class=\"x-text x-text-headline e14879-e4 mbhb-e mbhb-f mbhb-g mbhb-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h1 class=\"x-text-content-text-primary\">Cyber Liability<\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e14879-e5 mbhb-0 mbhb-2\"><div class=\"x-row x-container max width e14879-e6 mbhb-3 mbhb-4 mbhb-7 mbhb-9\"><div class=\"x-row-inner\"><div class=\"x-col e14879-e7 mbhb-b mbhb-d\"><div class=\"x-row e14879-e8 mbhb-3 mbhb-5 mbhb-6 mbhb-7 mbhb-a\"><div class=\"x-row-inner\"><div class=\"x-col e14879-e9 mbhb-b mbhb-c\"><div class=\"x-text x-text-headline e14879-e10 mbhb-e mbhb-f mbhb-g mbhb-i mbhb-j mbhb-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Every Connection Has Its Risks<\/h2>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-text x-content e14879-e11 mbhb-n\"><p data-start=\"180\" data-end=\"968\">Businesses today face relentless and evolving digital threats long before a data breach ever makes headlines. Cyber claims commonly stem from ransomware attacks, funds transfer fraud, account takeovers, invoice manipulation, or crippling system failures that halt daily operations. To help mitigate these exposures, we offer Safe Enterprise Cyber Liability coverage tailored to businesses with up to $100 million in revenue across a wide range of industries. Think of it as vital protection for the many sectors relying on digital infrastructure and sensitive data: commercial banking and finance, manufacturing, wholesale and retail trade, construction, professional services, and more. All are vulnerable to costly incidents tied to data restoration, extended business interruption, and the theft of client funds.<\/p>\n<p data-start=\"180\" data-end=\"968\">Business Risk Partners offers comprehensive, standalone cyber coverage with limits up to $5 million. With robust protections, including cybercrime sublimits up to $500,000 and business interruption coverage without restrictive sublimits for system failures, it&rsquo;s easy for us to meet specific operational needs. Your clients can move forward with confidence knowing their coverage is backed by the financial strength of our A.M. Best A+ rated partner.<\/p><\/div><div class=\"x-text x-text-headline e14879-e12 mbhb-e mbhb-f mbhb-i mbhb-l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Our product<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e14879-e13 mbhb-n\"><p><strong><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Cyber Insurance for businesses with up to $100 Million in Revenue<\/span><br \/><\/strong>&nbsp; &nbsp;&bull; <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Standalone policy with full cyber coverages including ransomware, income loss, and data restoration<\/span><br \/>&nbsp; &nbsp;&bull; <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Paper provided by Lloyds A.M. Best A+ &ldquo;Stable Outlook&rdquo;<\/span><\/p>\n<p><strong>Limits: up to $5M<br \/>Minimum Premium: $5,000<\/strong><\/p>\n<h6><strong>Coverage Highlights<\/strong><\/h6>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Cybercrime coverage limits up to $500k.<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Theft of Client Funds:<\/span>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Coverage for loss of funds from both the insured's financial accounts and client accounts under the trust and control of the insured.<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Extended Business Interruption:<\/span>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Coverage for income loss includes consequential loss<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Income loss incurred after the period of restoration expires is not excluded<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Dependent business interruption is not sub-limited<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">System failure is not sub-limited<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Dependent system is not sub-limited<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h6>Sublimits<\/h6>\n<ul>\n<li>\n<p class=\"cvGsUA block-font-kerning-none block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Most coverages are offered at limits equal to the aggregate limit, with the following exceptions:<\/span><\/p>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Cybercrime and Social Engineering<\/span><\/p>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Up to $500,000 Funds transfer fraud<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Up to $500,000 Account takeover fraud<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Up to $500,000 Utility theft<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Up to $500,000 Invoice manipulation and fraudulent inducement<br \/><br \/><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div><div class=\"x-text x-content e14879-e14 mbhb-n\"><h6>Our Appetite<\/h6>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Agriculture, Forestry, Fishing and Hunting<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Mining, Quarrying<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Oil and Gas Extraction<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Construction<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Manufacturing<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Wholesale &amp; Retail Trade<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Transportation and Warehousing<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Information (Motion Picture, Video Production, Sound Recording Studios, Newspaper, Music, Book Publishers, Libraries, Archives, etc).<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Finance and Insurance (Commercial Banking, Savings Institutions, Sales Financing, Mortgage Brokers, Investment Banking, Portfolio Management, Insurance Agencies, Trusts)<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Social Assistance (Services for the Elderly, Vocational Reb Services, Child Care Services)<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Real Estate and Rental\/Leasing<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Professional, Scientific, and Certain Technical Services<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Management of Companies and Enterprises<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Administrative and Support and Waste Management and Remediation Services<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Arts, Entertainment, and Recreation<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Accommodation and Food Services<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">And many more!<\/span>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\" style=\"color: #000080;\">Call us with any appetite questions!<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div><\/div><div class=\"x-col e14879-e15 mbhb-b mbhb-c\"><div class=\"x-text x-text-headline e14879-e16 mbhb-f mbhb-g mbhb-i mbhb-k mbhb-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h5 class=\"x-text-content-text-primary\">MATERIALS<\/h5>\n<\/div><\/div><\/div><ul id=\"\" class=\"x-ul-icons\" style=\"\" ><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/wp-content\/uploads\/2026\/08\/SafeEnterprise-Cyber-New-Business-Application.pdf\" title=\"\" target=\"\" rel=\"noopener noreferrer\">Application<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/wp-content\/uploads\/2026\/08\/CYBER-8.1.26.pdf\" title=\"\" target=\"\" rel=\"noopener noreferrer\">Sell Sheet<\/a><\/li><li id=\"\" class=\"x-li-icon\" style=\"\" ><i class=\"x-icon-link\" aria-hidden=\"true\" style=\"\" data-x-icon-s=\"&#xf0c1;\" ><\/i><a href=\"https:\/\/businessriskpartners.com\/wp-content\/uploads\/2026\/08\/SafeEnterprise-Cyber-Policy.pdf\" title=\"\" target=\"\" rel=\"noopener noreferrer\">Cyber Liability Policy<\/a><\/li><\/ul><ul id=\"\" class=\"x-ul-icons\" style=\"\" ><\/ul><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cyber Liability Every Connection Has Its Risks Businesses today face relentless and evolving digital threats &#8230;<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":8866,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"footnotes":""},"class_list":["post-14879","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/14879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14879"}],"version-history":[{"count":14,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/14879\/revisions"}],"predecessor-version":[{"id":14899,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/14879\/revisions\/14899"}],"up":[{"embeddable":true,"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=\/wp\/v2\/pages\/8866"}],"wp:attachment":[{"href":"https:\/\/businessriskpartners.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}