Business Risk Partner’s niche products encompass newer coverages designed to address emerging exposures, including sexual molestation and misconduct as well as active assailant liability. Certainly the occurrence of sexual molestation isn’t new, but the topic has come out of the shadows in recent years greatly increasing liability risk. Sexual molestation and misconduct coverage has generally been purchased through a small sublimit under employment practices or general liability policies. But when exposure is significant and a small sublimit is not enough, standalone policies offer a better option. BRP also offers Active Assailant & Threat insurance coverage, in response to increasing incidents of violence impacting companies, institutions and people.